:root{--navy:#0B1B34;--navy2:#132a4f;--amber:#F5A700;--ink:#1d2433;--muted:#5b6578;--line:#e4e8ef;--bg:#f6f8fb;--card:#fff}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Noto Sans",sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--navy2)}img{max-width:100%}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:10}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:18px;letter-spacing:.2px}
.logo{width:30px;height:30px;border-radius:8px;background:var(--amber);color:var(--navy);display:grid;place-items:center;font-weight:800}
nav{display:flex;gap:4px;flex-wrap:wrap}
nav a{color:#dfe6f3;text-decoration:none;padding:8px 10px;border-radius:8px;font-size:15px}
nav a:hover,nav a.on{background:rgba(255,255,255,.1);color:#fff}
.hero{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding:64px 0 56px}
.hero h1{font-size:clamp(28px,5vw,44px);line-height:1.15;margin:0 0 14px;max-width:760px}
.hero p{font-size:18px;color:#cfd8ea;max-width:680px;margin:0 0 26px}
.btn{display:inline-block;background:var(--amber);color:var(--navy);font-weight:700;text-decoration:none;padding:12px 20px;border-radius:10px}
.btn.ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4);margin-left:8px}
section{padding:48px 0}
h2{font-size:clamp(22px,3.4vw,30px);margin:0 0 8px;color:var(--navy)}
.lead{color:var(--muted);margin:0 0 28px;max-width:700px}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px}
.card h3{margin:0 0 6px;font-size:17px;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:15px}
.price{font-size:30px;font-weight:800;color:var(--navy);margin:6px 0}
.price small{font-size:15px;font-weight:500;color:var(--muted)}
ul.ticks{padding-left:0;list-style:none;margin:12px 0 0}ul.ticks li{padding-left:24px;position:relative;margin:6px 0;color:var(--ink);font-size:15px}
ul.ticks li:before{content:"✓";position:absolute;left:0;color:#1a8a4a;font-weight:700}
.note{background:#fff8e6;border:1px solid #f3dca0;border-radius:12px;padding:14px 16px;color:#5a4a1a;font-size:15px}
.doc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;margin:32px 0}
.doc h1{margin-top:0;color:var(--navy);font-size:clamp(24px,4vw,32px)}
.doc h2{font-size:20px;margin-top:28px}
.doc p,.doc li{color:#2b3345}
.meta{color:var(--muted);font-size:14px}
table{border-collapse:collapse;width:100%}td,th{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}th{background:#f1f4f9}
footer{background:var(--navy);color:#b9c4d8;padding:32px 0;font-size:14px;margin-top:24px}
footer a{color:#dfe6f3;text-decoration:none;margin-right:14px;display:inline-block;margin-bottom:6px}
footer .cols{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
@media(max-width:560px){.btn.ghost{margin:10px 0 0}.doc{padding:20px}section{padding:36px 0}}